A Poor Man Asked the Buddha

Lama Surya Das

Buddhist Meditation Teacher Lama Surya Das

A poor man asked the Buddha,

“Why am I so poor?”

The Buddha said, “You did not learn to give.”

So the poor man said, “But, if I don’t have anything to give?”

The Buddha said, “You have a few things:

The Face, which can give a smile;

The Mouth, you can praise or comfort others;

The Heart, it can open up to others;

The Eyes, they can look at the other with the eyes of compassion;

The Body, which can be used to help others.”

About Lama Surya Das

Lama Surya Das

Lama Surya Das is one of the foremost Western Buddhist meditation teachers and scholars, one of the main interpreters of Tibetan Buddhism in the West, and a leading spokesperson for the emerging American Buddhism. The Dalai Lama affectionately calls him “The Western Lama.”

Today, he lectures and teaches around…

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Meditation with Lama Surya Das

Great Article! Thank you for the information. Meditation is one of the best ways of finding peace and calmness in life.

Lama Surya Das

  Meditation is a solution to all human problems. It is our final destination. It is the ultimate love and final freedom. Meditation in one way is witnessing this world and this moment as it is without bringing in the mind. Meditation is a completely relaxing here and now. Meditation is the end of fear. Lama Surya Das is one of the foremost Western Buddhist meditation teachers and scholars, one of the main interpreters of Tibetan Buddhism in the West, and a leading spokesperson for the emerging American Buddhism. The Dalai Lama affectionately calls him “The Western Lama.”

Meditation is an art to transcend beyond mind and close all doors of perceptions. Meditation is the end of all ideas and thoughts. Meditation in its ultimate sense is to know our true nature. Meditation is the end of all beliefs and beginning of truth. Meditation is awakening of a new being…

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The Power of One

Lama Surya Das

One allegedly violent 19-year-old boy pretty much shut down our fine city of Boston last Friday. Not to mention the terrible damage he and another are believed to have wrought on innocent lives near the marathon finish line on Monday. Now four young people are dead and scores injured as result of the bombing suspects’ actions. Why? Will we ever really know? As authorities are working to get to the bottom of this, and prevent similar possible future crimes, let’s together strive to get to root causes and origins of our violent society and era, and genuinely do something about it.

As our city and surrounding suburban towns were in lockdown, forcing us to hide in our homes and stay off the streets, while the suspect(s) were intensely pursued, I was praying, meditating, counseling people, and holding the victims in my heart. This lockdown is something I have never experienced…

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Happy Holydays!

Lama Surya Das

One of my inspirations is the late Boston teacher Howard Thurman (1899-1981),  a great thinker, educator, and peace-activist—Dr. ML King’s mentor– he taught me how important this attitude is for each of us personally and for the well being …of our world. He says: “Don’t ask yourself what the world needs. Ask yourself what makes you come alive and then go do that. Because what the world needs is people who have come alive.”

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Checking Rates with Online Banking for September 2011

The current Checking rates with Online Banking for September 2011 are still attractive and are available to most anyone with an internet connection. The best of the online banks to offer the best bank rates at this time is from Farmers Bank and Trust.

Their Checking account rates at this time is 3.01% APY on all balances below $25,000 and above $0.01. Top qualify you must have one direct deposit into your account every month and make 10 Visa debit transactions. The enrollment in eStatements is also required and you must access your account online once a month. The residency requirement for this account is you must reside in Arkansas, Texas, Louisiana, Mississippi, Tennessee, Missouri or Oklahoma. For those that do not meet the requirements the APY is lowered to 0.15%.

If you wish to have the bank rate of 3.01% for your money while it is sitting in a checking account but cannot meet the above residency requirement than both Westfield Bank and Danvers Bank are available to you.

Both of these financial institutions have the same requirement to qualify for this bank rate with their financial institutions. You must have at least one direct deposit made into your account. You must also make 12 debit card transactions each month. The signing up for eStatements and access your account once a month is also required.

Westfield Bank and Danvers Bank both gives account holders the APY of 3.01% on balances between $0.01 and $25,000.

When it comes time for investing your money or just having it on deposit make sure the financial institution is insured by the FDIC. While most of them in the US are, some of the online banks are located outside the US and are not issued.

We strive to bring you the latest and most accurate data possible from the home sites of the financial institutions we name. Always remember, the bigger the risk, the larger the reward or loss. Invest with caution.

For additional resources involving financial help, please view PNC Online Banking, best bank savings rates,Bank Rates, Westpac Online Banking and Online Banks at http://onlinebanksblog.weebly.com

Article Source – http://www.onlinebanksblog.com/checking-rates-with-online-banking-for-september-2011

The New Mobile Banking with Bank of Internet USA was introduced back in May of this year. This was an enhancement over what they were providing their customers. This new mobile service not only allows a person to conduct their banking with their mobile web service but also via text messaging.

With the new text mobile banking a customer can check their account balances, bring up their latest transaction, transfer funds between Bank of Internet accounts and also receive text alerts. The exact alerts you will receive is dependent on the one you chose for each of your Bank of Internet accounts.

This is a financial institution that made is name with its Online Banking services for investing and saving your money. They only offer this type of service over the internet so the cost savings of not running the brick and motor branch offices can be passed down to you, the customer in terms of better bank rates.

This is also one of the few online banks that are set up to allow deposits to your account over the internet. There is the MyDeposit system that allows any customer to use the program and scan their checks. This will automatically deposit the checks into their accounts so there is no need to mail the checks to this online bank.

The Bank of Internet also has rewards checking that not only can you earn up to 10% off on qualify purchases when you use your Visa Debit card, but you will also obtain interest on the balances you current hold. The current interest rate for the rewards checking account is 1.25% for balances above $5,000.

This is just some of what the New Mobile Banking with Bank of Internet USA has to offer their current customers.

We strive to bring you the latest and most accurate data possible from the home sites of the financial institutions we name. Always remember, the bigger the risk, the larger the reward or loss. Invest with caution.

For additional resources involving financial help, please view PNC Online Banking, best bank savings rates,Bank Rates, Westpac Online Banking and Online Banks at http://onlinebanksblog.weebly.com

Article Source – http://www.onlinebanksblog.com/the-new-mobile-banking-with-bank-of-internet-usa

Current Trend in ARM Mortgage Rates with Online Banking

Current Trend in ARM Mortgage Rates with Online Banking has been lowered this past week. The 1 year Arm dropped to 2.96%. This rate has been as low as 2.93% just three months ago, but being below 3% is still a rare and unusual event. These figures are from Bloomberg research.

Using an ARM for your mortgage for investing your money in a home has paid dividends with the continuous drop in interest rates for the past couple of years. In searching the online banks for the best bank rates is the option many Americans have turned to for their Mortgage.

One of the better 3/1 ARM rates is from Absolute Mortgage. This has an interest rate of 2.625% with an APR of 3.017%. This is a loan in which there are no points but there is $1,899 in fees at closing.

Another great rate is from AimLoan.com. They are offering interest rates of 2.750% with an APR of 2.902% on a 3/1 ARM. This is with no points but $1,950 in fees. If you can pay 0.679 in points this same lender has an interest rate of 2.500% and an APR of 2.704% with the same $1,950 in fees available to those that qualify.

Chase Bank has a 5/1 ARM that has an interest rate of 2.750% and an APR of 2.834% with no points and fee of $1,088.If you give them 0.875 points then the interest rate will be 2.500% and the APR will go to 2.651%.

The US Federal Reserve has already announced they do not plan to raise interest rates until a new administration takes over the white house in January of 2013. Until that time the ARM will be an attractive mechanism for your choice when purchasing a home.

We strive to bring you the latest and most accurate data possible from the home sites of the financial institutions we name. Always remember, the bigger the risk, the larger the reward or loss. Invest with caution.

For additional resources involving financial help, please view PNC Online Banking, best bank savings rates, Bank Rates,Westpac Online Banking and Online Banks at http://onlinebanksblog.weebly.com

Article Source – http://www.onlinebanksblog.com/current-trend-in-arm-mortgage-rates-with-online-banking

Current Trend in Money Market Rates with Online Banking

The Current Trend in Money Market Rates with Online Banking is the same as with other deposit accounts from nearly every US financial institution. This is a steady downward spiral that has no end in sight until a new administration takes office that cares about the American public over the corporations.

This makes investing your money with any of the online banks in their Money Market Accounts less attractive as time marches on.

In mid August 2011 the best MMA rate is from the Incredible Bank. Their MMA is earning an APY of 1.25% on deposits between $2,500 and $249,999. All balances of $250,000 and above are earning an APY of 0.80%. This rate was posted on August 11, 20111.

Another financial institution that has an APY of 1.25% on their money market account is Am Trust Direct. This is an online only account and offers this APY for balances between $10,000 and $150,000. For balances below or above that range, the APY is only 0.50%. This MMA rate was posted on August 23, 2011.

The next best MMA bank rates are from Sallie Mae. They are offering an APY of 1.15% that has no minimum balance to obtain this rate nor does it have an upper limit. This rate was posted on August 5, 2011.

From Seacoast Commerce Bank comes a MMA rate of 1.10% APY on their Investors Money Market Account. This is on all balances above $25,000. For balances below that the APY is 0.25%. This MMA rate was posted on August 8, 2011.

From the Bank of Landisburg in Pennsylvania and the Fort Lee Federal Savings Bank in New Jersey comes the MMA rate of 1.05% APY. The minimum deposit amounts required to obtain this MMA rate is $25,000 for both financial institutions.

This listing follows the Current Trend in Money Market Rates with Online Banking for August, 2011. All rates are current but subject to change without notice.

We strive to bring you the latest and most accurate data possible from the home sites of the financial institutions we name.  Always remember, the bigger the risk, the larger the reward or loss. Invest with caution.

For additional resources involving financial help, please view PNC Online Banking, best bank savings rates, Bank Rates,Westpac Online Banking and Online Banks at http://onlinebanksblog.weebly.com

Article Source : http://www.onlinebanksblog.com/current-trend-in-money-market-rates-with-online-banking

The New Credit card from the best online Bank

BankAmericard is the new credit card from Bank of America that is accessible with your BoA Online Banking account. This is the original name of the consumer line of credit that had become known as Visa. The Bank of America has now reintroduced it as the name of their credit card line once again, but that does not mean all Visa credit cards are going to be issued by BoA.

This reissuing of the brand name in the financial world is an attempt to break away from the image of greed that this and many other financial institutions have earned since the last financial meltdown in 2008. The caps on the amount of rewards you can save have been removed along with a better rewards package on average for all credit card holders.

For those consumers that are investing their money in other Bank of America accounts, there are additional rewards programs being offered when you spend money on your credit cards that are issued by BoA.

Just like many other of the online banks, Bank of America is doing what it can to change its image and bring back its hay day of being the first consumer line of credit like it was back in the late 1950’s when the first BankAmericards were being issued.

What is now available to loyal Bank of America account holders is the possibility of earning 1.5 points on purchase for every $1 they spend on their cards and have on deposit with BoA.

If this is a good deal for the American consumer that is still an unknown. While the BankAmericard is the new credit card from Bank of America, the bank rates are relatively unchanged so their profits are still growing. It is the old advertising campaign of introducing nostalgia to regain lost trust.

We strive to bring you the latest and most accurate data possible from the home sites of the financial institutions we name.  Always remember, the bigger the risk, the larger the reward or loss. Invest with caution.

For additional resources involving financial help, please view PNC Online Banking, best bank savings rates,Bank Rates,Westpac Online Banking and Online Banks at http://onlinebanksblog.weebly.com

Article Source : http://www.onlinebanksblog.com/bankamericard-is-the-new-credit-card-from-bank-of-america

Bank Rates with Online Banking

Bank Rates with Online Banking are just a little higher on average than what the brick and mortar banks are offering. This is because of the reduced overhead costs to run such a financial institution. This allows for a better return when you are investing your money with one of the online banks.

For your investing purposes, the stock markets are still in a roller coaster ride with no end in sight. Other avenues for investing include the safety of Gold market. As of the close in NY on August 12, 2011, the spot price of Gold was $1746.30. This is down from a high of $1795.40 that was obtained just 2 days prior.

For those that wish to place their money in the safety of a savings account, the best APY at this time is being offered by SFGI Direct. Their savings account is earning an APY of 1.11%. The minimum balance required to open and earn this APY is $500.

The next best rate is being offered by 8 different financial institutions. This APY is 1.10%. The banks that are offering this include Capital One Bank, EBSB Direct, Seacoast Commerce Bank, SmartPig, Chesapeake Bank, Sallie Mae, Colorado Federal Savings Bank and Discover Bank.

The minimum deposit amounts for this rate are $10,000, $5,000, $25,000, $1, $1, $1, $2,500 and $500 respectively.

The best bank rates for a checking account are 4.03% for balances over $1 and under $10,000 for qualified Kansas residences from the Liberty National Bank.

Westfield Bank is offering an APY of 3.01% on its Big Dream Checking account for all deposits under $25,000. This bank is located in Medina, Ohio.

These are a few of the alternatives to the stock market for investing your money and are the best Bank Rates with Online Banking access at this time in mid August 2011.

We strive to bring you the latest and most accurate data possible from the home sites of the financial institutions we name.  Always remember, the bigger the risk, the larger the reward or loss. Invest with caution.

For additional resources involving financial help, please view PNC Online Banking, best bank savings rates, Westpac Online Banking and Online Banks at http://onlinebanksblog.weebly.com

Article Source : http://www.onlinebanksblog.com/bank-rates-with-online-banking/